Credit Cards to For Bad or No Credit
Secured and Unsecured Credit Cards
For information on Pre-Paid Visa® and MasterCards® Click Here

• Perfect for establishing or rebuilding credit in your name
• Acceptance at millions of locations worldwide, including website purchases and reservations
• Your account information is updated and at your fingertips 24/7 so you can manage it your way

  Apply Now!

  Recommended by financial advisors, the secured card is an excellent card to establish or rebuild credit in your name. The Orchard Bank Secured MasterCard comes with all the benefits of an unsecured card, and only you will know it's secured. You'll even get your first year's annual fee waived and an incredibly low variable APR. As a cardmember, you'll enjoy acceptance at millions of locations worldwide, including website purchases and reservations and account information updated and at your fingertips 24/7. Plus enrolling your account online give you access to email and text message alerts to remind you of your upcoming payment due date, or spending alerts that you set based on your preference.

  

* Obtaining Your Card: The USA PATRIOT Act is a federal law that requires all financial institutions to obtain, verify, and record information that identifies each person who opens a Card Account. What this means for you: When you open a Card Account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents. "Guaranteed Approval" is contingent upon successfully passing this mandatory identification confirmation.

Here's Your Chance To Apply for A First PREMIER Bank Platinum Credit Card.

Even if your credit is less than perfect.

• Monthly reporting to 4 major credit bureaus.
• Low APR on purchases.
• Quality Customer Service.
• All applications accepted!
• All credit types welcome to apply!

If you're looking for a card with built in benefits you can use on a daily basis and that provides you with the opportunity to establish better credit at the same time, you may be interested in the the Orchard Bank Primary Cards. Over the years, millions of people have used this group of cards to build their credit history. Apply today!

• Acceptance at millions of locations worldwide, including website purchases and reservations
• Your account information is updated and at your fingertips 24/7 so you can manage it your way
• Email and text messages to remind you of your upcoming payment due date with online enrollment

PledgeTM MasterCard®/Visa®

Our PledgeTM to you - to offer you a credit card if you have Less than Perfect Credit. Over 3 million customers have experienced the satisfaction of a First PREMIER Bank credit card! Apply now – it’s quick and easy!

• Monthly reporting to the 4 major credit bureaus.
• Low APR on purchases!
• Get the convenience of a MasterCard or Visa card
• Application response within 60 seconds
• Even if your credit is less than perfect.

First PREMIER Bank Secured MasterCard®

Apply now for a credit card for those with less than perfect credit. Join the more than 3 million cardholders who have experienced the satisfaction of a First PREMIER Bank credit card. Apply now, it’s quick and easy 

• A Credit Card for Those With Less Than Perfect Credit
• Monthly reporting to 4 major credit bureaus
• Quality Customer Service

Now anyone can qualify for a credit card with UltraVX Visa®. It's the only card featuring Credit-On-Demand™* which allows you to grow your credit line up to $25,000. Instant approval (no credit check, no minimum income, no bank account required), reports to the major credit bureaus. Clear Rewards you earn 1 point for each $1 spent, redeem points for Southwest Airlines, American Airlines, jetBlue, Marriot, and more with no restrictions. …give yourself some credit with UltraVX.

• Credit-On Demand™: up to $25,000 credit line—Patent Pending
• Instant Approval: no credit check, no minimum income or bank account required
• Credit Reporting: reports to major credit bureaus
• Clear Rewards™: American Airlines, Southwest, jetBlue, Marriot, and more…no restrictions!
• Powerful Account Features: direct deposit, bill pay, free alerts, add cash instantly at 100,000 retail locations nationwide

Put the power back in your hands. Get a Visa® card that rewards you with no fee credit limit increases as often as every 3 months. Fast Online Response.

• * No Fee Credit Limit Increases*
  • $75 Increments
  • As Often as Every 3 Months
  • Automatic Grant Upon Qualification

• $300 Starting and $2,000 Maximum Credit Limit
• Fast Online Response
• Monthly Reporting to Major Credit Bureaus (TransUnion & Equifax)
• FREE Online Account Access
• FREE Online Payments
• *See qualifications

Horizon Gold Credit Card

• Guaranteed Approval
• No Employment Check
• Reports to Major Bureau

• Apply now for the Access Visa® card.
• Find out if you’re approved in seconds!
• Reports To All Major Credit Bureaus
• Quality Customer Service
• 24 Hour Online Account Access
• Fraud Protection

Centennial® Secured MasterCard®

All journeys no matter how long, begin with a first step. Centennial® knows that getting credit can be challenging. Start your journey with a secured Centennial® MasterCard®. Applying is simple, quick and safe.

• Reports Monthly to 4 Major Credit Bureaus
• 24 Hour Account Access by Phone

Centennial® MasterCard®

Less than Perfect Credit? Centennial knows that recovering from difficult financial situations can be challenging. We may be able to offer you a credit card when others won’t. Applying is simple, quick and safe!

• Know if you're Approved Instantly!
• No checking account required
• LOW APR on purchases.
• Less Than Perfect Credit OK!
• Choose from a MasterCard or Visa
• More Than 3 Million Customers
• Monthly reporting to 4 major credit bureaus.

Centennial Gold MasterCard®

Less than Perfect Credit? We may be able to help! With a Low APR on Purchases, 24 hour account access by phone and access to online credit education, the time to apply for a Centennial Gold credit card is now! Applying is simple, quick and safe.

• Know if you're Approved Instantly!
• No checking account required
• LOW APR on purchases
• A Credit Card for Those With Less Than Perfect Credit
• Reports monthly to 4 Major Credit Bureaus
• Get the prestige of a GOLD MasterCard/Visa
• $50 Credit Limit Increase by Making your first 2 Minimum Payments!

• 9.99% Low Fixed APR - Rate Won't Change Even If You're Late!
• CHOOSE Your Credit Limit Up To $5,000*
• $0 Fraud Liability
• NO Credit Requirements
• NO Income Requirements
• ACCEPTED Worldwide at Millions of Locations
• REPORTS to 3 Major Credit Bureaus

Platinum Plus

Get a $7500 Platinum Merchandise Credit Line regardless of credit history. You have been selected to receive a $7500 Platinum Shopping Card from USA Platinum Plus. You’re approval is *guaranteed, regardless of your credit history. And to help you get your $7,500 Platinum Shopping Card sooner, there are no employment or credit verifications. Apply Now!

• Approval is *guaranteed when qualifications are met.
• The Card is an Unsecured Line of Merchandise Credit
• The Shopping Club offers over 14,000 products.
• Upon request, credit limits increases are available to those that qualify.
• The merchandise credit line is reported to a major Credit Bureau.
• No credit checks.
• No employment verifications.
• No interest charges.
• You can be approved even if you have No Credit or Bad Credit

^{*see website for terms and conditions}

USA Gold Shopping Card

Get a $5000 Gold Credit Merchandise Line regardless of credit history. You have been selected to receive a $5000 Gold Shopping Card from USA Gold. You’re approval is *guaranteed, regardless of your credit history. And to help you get your $5000 Gold Shopping Card sooner, there are no employment or credit verifications. Apply Now!

^{*see website for terms and conditions}

• *Guaranteed Instant Online Approval!
• $5000 Unsecured Gold Merchandise Credit Line!
• NO Credit Checks or Credit Turndowns!
• NO Employment Verifications!
• Upon request, credit limits increases are available to those that qualify.
• Establish Credit by Reporting to Major Credit Bureau!
• Receive a *Free $50 Gift Card!
• After enrolling you'll receive a $300 Grocery Coupon Card

^{*see website for terms and conditions}

USA Platinum

Get a $7500 Platinum Merchandise Credit Line regardless of credit history. You have been selected to receive a $7500 Platinum Shopping Card from USA Platinum. You’re approval is *guaranteed, regardless of your credit history. And to help you get your $7,500 Platinum Shopping Card sooner, there are no employment or credit verifications. Apply Now!

^{*see website for terms and conditions}

• Approval is *guaranteed when qualifications are met.
• The Card is an Unsecured Line of Merchandise Credit
• The Shopping Club offers over 14,000 products.
• Upon request, credit limits increases are available to those that qualify.
• The merchandise credit line is reported to a major Credit Bureau.
• No credit checks.
• No employment verifications.
• No interest charges.
• You can be approved even if you have No Credit or Bad Credit

^{*see website for terms and conditions}