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● 0% Intro APR Cards
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● Debt Consolidation - Free Quotes
● Check Your Credit Report
● Credit Card Terms and Information
● Five Reasons To Check Your Credit Report
● Can Consumers Fight Credit Fraud?
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Low APR Credit Cards
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Click here for a list of credit cards with
0% Intro. APR
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Blue From American Express® - Enjoy the low APR -- Enjoy a 0.00% APR on purchases for up to 15 months.
- Low Balance Transfer APR -- 4.99% Fixed APR for the life of the balance.
- Membership Rewards Express® Program -- Get the rewards you want right now. You'll have access to an incredible selection of clothing, electronics, dining experiences, online music, travel, and more.
- No Annual Fee.
- Express Approval. Get a decision in less than 60 seconds.

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Blue Cash® from American Express
- Up to 5% Cash Back with Unlimited Cash Rewards
- Earn unlimited cash back
- 0% Intro APR for 6 months on purchases
- Low Balance Transfer rate - 4.99% fixed APR for the
life of the balance
- No Annual Fee
- Express Approval. Get a decision in less than 60 seconds.

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Clear from American Express®
- No fees of any kind. No annual fee, no late fees, no over-limit fees, no balance transfer fees, no cash advance fees.
- Automatic Rewards. You'll get an American Express branded shopping card worth $25 delivered straight to your door every time you spend $2,500.
- Flexible Payment Terms. You can pay in full, or carry a balance. The choice is yours.
- Flexibility to pay over time
- No annual fee and 0% intro APR for up to 12 months.
- World class Cardmember benefits including Purchase Protection, Extended Warranty, and Return Protection.
- Express Approval. Get a decision in less than 60 seconds.

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Capital One® Platinum Visa® Smart choice if you carry a balance long-term -
Pay down balances faster with a low APR
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0% on purchases until December 2008. After that, a variable APR, currently 8.9%
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Exclusive savings: up to 40% off featured deals and 10% savings on everything else at Capital One® Savings Zone(SM) on Yahoo! shopping

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Chase Platinum Visa® Card
- 0% Intro APR for up to 12 months
- The time period for the introductory APR and the balances to which it
will apply will be based on our review of your application and credit
history
- No Annual Fee
- FREE Online Account Access
- FREE travel services including Auto Rental Collision Damage Waiver and Worldwide Travel Accident Insurance

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Capital One® Platinum Prestige Visa® Rest easy with an outstanding, low rate—for customers with excellent credit -
7.9% APR on purchases and balance transfers
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Your APR will not increase simply because you pay late only once or go over your credit limit
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No annual fee and no balance transfer fees
- Consolidate balances and save money when you transfer higher-rate balances
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$100,000 Worldwide Automatic Travel Accident Insurance
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24-hour Roadside Assistance with lock-out service, towing, and flat repair
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Emergency card replacement or cash advance if your card is lost or stolen
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Exclusive savings:up to 40% off featured deals and 10% savings on everything else at Capital One® Savings ZoneSM on Yahoo! shopping

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Capital One® Platinum Prestige Rest easy with an outstanding, low rate—for customers with excellent credit - 7.9% APR on purchases and balance transfers
- Your APR will not increase simply because you pay late only once or go over your credit limit
- No annual fee and no balance transfer fees
- Consolidate balances and save money when you transfer higher-rate balances
- $100,000 Worldwide Automatic Travel Accident Insurance
- 24-hour Roadside Assistance with lock-out service, towing, and flat repair
- Emergency card replacement or cash advance if your card is lost or stolen
- Exclusive savings: up to 40% off featured deals and 10% savings on everything else at Capital One® Savings ZoneSM on Yahoo! shopping

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Disney Rewards® Visa® Card from Chase
Earn rewards with your everyday purchases that can be redeemed at Disney hotels, restaurants and theme parks-and to buy Disney DVDs, toys and more
Get The Card Filled With Magical Benefits And Disney Dreams.
- 0% Introductory APR for up to 12 Months*
- No Annual Fee
- $15 Disney Store gift card after first use
- Earn Disney rewards with everyday purchases
- 0% financing on select Disney vacation packages
- No Block out dates

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Chase Flexible Rewards Platinum Visa® Card
Why settle for a rewards credit card that limits your choice of rewards? With the Flexible RewardsSM Platinum Visa® card, you can earn 1 point for every eligible dollar spent and turn everyday purchases into extraordinary rewards:
- Merchandise - Choose from a variety of great brand name products.
- Travel - Earn airline tickets, hotel stays or car rentals.
- Cash back - Redeem 3,500 points and receive a $25 check.
- Gift cards - Get free stuff from your favorite stores and restaurants.
Enjoy great rewards that you can redeem with as few as 2,500 points.
Save even more with a 0% Intro APR for up to 12 months and no annual fee.
Apply Now!

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Chase Platinum MasterCard®
- 0% Intro APR for up to 12 months
- The time period for the introductory APR and the balances to which it will
apply will be based on our review of your application and credit history
- No Annual Fee
- Interest-free grace period when you pay your bill in full each month
- FREE Online Account Access
- FREE travel services including Auto Rental Collision Damage Waiver and Worldwide Travel Accident Insurance
Certain restrictions, limitations, and exclusions apply. Once your account is opened, please see your Guide to Benefits for details.

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Discover® MoreSM Card
- Earn more cash in more ways than anyone else(SM*)
- Unlimited cash rewards, automatically
- Up to 20% Cashback Bonus® when you shop online*
- Double rewards with more than 100 Cashback Bonus Partners*
- Customer Service in less than a minute, anytime you want
- 0% Intro APR for 12 months on Purchases and Balance Transfers

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IberiaBank MasterCard®
- Variable rates as low as 7.25%
- No annual membership fee
- 0% Introductory APR on balance transfers for your first 6 billing cycles
- 25 Day grace period
- Online access to credit card information

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Capital One® Platinum Smart choice if you carry a balance long-term -
Pay down balances faster with a low APR
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0% on purchases until December 2008. After that, a variable APR, currently 8.9%
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Exclusive savings: up to 40% off featured deals and 10% savings on everything else at Capital One® Savings Zone(SM) on Yahoo! shopping

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IberiaBank Visa® Classic
- Variable rates as low as 7.25%
- No annual membership fee
- 0% Introductory APR on balance transfers for your first 6 billing cycles
- 25 Day grace period
- Online access to credit card information

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The Merrill+ Visa® Credit Card
- Introductory 1.9% Annual Percentage Rate
(APR)† for Cash Advance Checks and Balance Transfers through your first
twelve billing cycles.* (subject to a 3% transaction fee, no less than
$10)
- No Annual Fee
- Outstanding Rewards Program
One of the best rewards cards available today with anytime, anywhere air rewards.
- Earn 1 point for every $1 spent
on net retail purchases, and accrue unlimited Merrill points.§ Points
can be redeemed for Merchandise, Travel, Gift Certificates, and more.
- Extraordinary Benefits
Receive unique perks and upgrades such as companion airline tickets and upgrades, airport lounge access, and 24/7 concierge.

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Total MerrillSM Cash Back Visa® Credit Card - 1% Cash Back on Virtually All Purchases
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No Annual Fee
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No annual fee and a low competitive 9.99% annual percentage rate (APR).
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Low 9.99% APR for Retail Purchases†
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Credit Line may be as high as $250,000
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Cash Back Rewards Can be Deposited Directly into Your Merrill Lynch Account

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Pulaski Bank MasterCard® or VISA®
Pulaski Bank offers MasterCard Gold, Regular MasterCard, and Visa Classic cards.
• Purchase rate is a fixed 7.99% annual percentage rate (APR).
• Intro balance transfer rate of 0% (APR) for 6 billing periods, ongoing is 7.99%.
• Cash rate is 7.99% APR.
• No cash advance or balance transfer fees.
• 25 day grace period.
• $29 late and/or over limit fee.
• Minimum payment is 2% of outstanding balance, ($10 minimum) plus any amount past due or over limit.
• Minimum finance charge of $1.00.

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Pulaski Bank Visa Gold
9.50% APR
Low Rate
No Annual Fee
0% Balance Transfers
Don't be left out in the cold with your current credit card. Zero worries. Zero hassles. Zero % Balance Transfers. 9.50% APR. No Annual Fee. 0% Balance Transfers.

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